Disclaimer and terms of use

In this page, the USER can find all the information regarding the legal terms and conditions that define the relationships between users and us, as responsible for this website.

As a user, you must know these terms before continuing your browsing. Juan Luis Muñoz Velasco. As responsible for this website, you are committed to processing the information of our users and customers with full guarantees and complying with national and European requirements governing the collection and use of our users’ data. This website therefore strictly complies with the GDPR (REGULATION (EU) 2016/679 on data protection) and the LSSI-CE Law 34/2002, of July 11, on information society services and electronic commerce.

General Terms and Conditions of Use

These General Conditions regulate the use (including mere access) of the pages of the website, members of the website of www.siale.financial including the contents and services made available on them. Any person who accesses the website, www.siale.financial (“User”) agrees to submit to the General Conditions in force at any time of the web www.siale.financial.

Personal data we collect and how we do it.

Read Privacy Policy

User commitments and obligations

The user is informed, and accepts, that access to this website does not imply, in any way, the beginning of a commercial relationship with www.siale.financial. In this way, the user undertakes to use the website, its services and contents without contravening current legislation, good faith and public order.

It is forbidden to use the website, for illicit or adverse purposes, or that, in any way, may cause harm or impede the normal functioning of the website. Concerning the contents of this website, it is prohibited: Its reproduction, distribution or modification, in whole or in part, unless authorized by its legitimate owners; Any violation of the rights of the provider or the legitimate owners; Its use for commercial or advertising purposes.

In the use of the website, the user undertakes not to carry out any conduct that could damage the image, interests and rights of www.siale.financial or third parties or that could damage, disable or overload the web (www.siale.financial) or that would prevent, in any way, the everyday use of the website.

However, the user must be aware that the security measures of computer systems on the Internet are not entirely reliable and that, therefore www.siale.financial cannot guarantee the absence of viruses or other elements that may cause alterations in the computer systems (software and hardware) of the user or their electronic documents and files contained therein.

Security measures

The personal data communicated by the user to www.siale.financial may or may not be stored in automated databases, the ownership of which corresponds exclusively to www.siale.financial, assuming all technical, organizational and security measures that guarantee the confidentiality, integrity and quality of the information contained therein under the provisions of the current regulations on data protection.

Communication between users and www.siale.financial uses a secure channel, and the transmitted data is encrypted thanks to protocols to HTTPS; therefore, we guarantee the best security conditions so that the confidentiality of users is guaranteed.

Claims

www.siale.financial informs that complaint sheets are available to users and customers. The user may make claims by requesting his/her claim sheet or by sending an email to juanluismv71@gmail.com indicating his/her first and last name, the service and/or product purchased and setting out the reasons for his/her claim.

The user/buyer may notify us of the claim, either by email to juanluismv71@gmail.com, if desired by attaching the following claim form: The service/product: Acquired on the day: User name: User address: User signature (only if presented on paper): Date: Reason for the claim:

Conflict resolution platform

In case it may be of interest to you, to submit your claims you can also use the dispute resolution platform provided by the European Commission and available at the following link: http://ec.europa.eu/consumers/odr/

Intellectual and industrial property rights

According to the provisions of articles 8 and 32.1, second paragraph, of the Law on Intellectual Property:  the reproduction, distribution and public communication, including its modality of making available, all or part of the contents of this website, for commercial purposes, on any medium and by any technical means, without the authorization of www.siale.financial are expressly prohibited. The user undertakes to respect the intellectual and industrial property rights owned by www.siale.financial.

The user knows and accepts that the entire website, containing without exhaustive character the text, software, contents (including structure, selection, ordering and presentation thereof) podcast, photographs, audiovisual material and graphics, is protected by trademarks, copyrights and other legitimate rights, under the international treaties to which Spain is a party and other property rights and laws of Spain.

If a user or a third party considers that there has been a violation of their legitimate intellectual property rights by the introduction of certain content on the website, they must notify www.siale.financial indicating:

Personal data of the data subject who holds the rights allegedly infringed, or indicate the representation with which he acts if the claim is filed by a third party other than the interested party.

Point out the contents protected by intellectual property rights and their location on the web, the accreditation of the intellectual property rights indicated and expressed statement in which the interested party is responsible for the integrity of the information provided in the notification

External links

The pages of the website www.siale.financial may provide links to other own websites and content that are owned by third parties. The sole purpose of the links is to give the user the possibility to access such links. www.siale.financial is not responsible in any case for the results that may be derived from the user for access to such links.

Besides, the user will find within this site, pages, promotions, affiliate programs that access the browsing habits of users to establish profiles. This information is always anonymous, and the user is not identified.

The information provided on these Sponsored Sites or affiliate links is subject to the privacy policies used on such Sites and will not be subject to this privacy policy. So we highly recommend users to review in detail the privacy policies of affiliate links.

The user who intends to establish any technical link device from his website to the web www.siale.financial must obtain the prior written authorization of www.siale.financial The establishment of the link does not imply in any case the existence of relations between www.siale.financial and the owner of the site on which the link is established, nor the acceptance or approval by www.siale.financial of its contents or services.

Comment policy

On our website and comments are allowed to enrich the contents and make queries. Comments that are not related to the subject matter of this website, including defamation, grievances, insults, personal attacks or disrespect in general towards the author or other members, will not be accepted. Comments containing information that is misleading or false, as well as comments containing personal information, such as private homes or telephones and that violate our data protection policy, will also be deleted.

Comments created only for promotional purposes of a website, person or collective and anything that may be considered spam, in general, will also be dismissed.

Anonymous comments are not allowed, as are comments made by the same person with different nicknames. Comments that attempt to force a discussion or position by another user will also not be considered.

Exclusion of guarantees and liability

The provider does not grant any guarantee or be liable, in any case, for damages of any kind that may cause:

• The lack of availability, maintenance and effective operation of the website, or its services and contents;
• The existence of viruses, malicious or abusive programs in the contents;
• Illicit, negligent, fraudulent or contrary to this Legal Notice;
• The lack of legality, quality, reliability, usefulness and availability of the services provided by third parties and made available to users on the website.

The provider is not responsible under any circumstances for damages that may result from the illegal or improper use of this website.

Applicable law and jurisdiction

In general, the relations between www.siale.financial with the Users of its telematic services, present on this website are subject to Spanish law and jurisdiction and the courts.

Contact

In case any User has any doubts about these Legal Conditions or any comments about the web www.siale.financial, please go to juanluismv71@gmail.com

From the team that we form Juan Luis Muñoz Velasco we thank you for the time spent reading this Legal Notice